SIP Calculator
Estimate the future value of a monthly mutual fund SIP. Move the sliders to see how amount, return and time change your corpus.
Estimated total value
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Frequently asked questions
What is a SIP?
A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund at regular intervals, usually monthly. It builds wealth through rupee-cost averaging and the power of compounding.
How is SIP return calculated?
This calculator uses the future value of a series formula: M = P × ([(1 + i)ⁿ − 1] / i) × (1 + i), where P is the monthly investment, i is the monthly rate of return, and n is the number of months.
What return rate should I assume?
Equity mutual funds in India have historically returned 10–14% a year over the long term, though returns are never guaranteed. 12% is a common, reasonable middle estimate.
Are these returns guaranteed?
No. Mutual fund returns depend on the market and are not fixed. This tool shows an estimate based on a constant assumed rate — actual results will vary.