:root{--ground: #FAF8F3;--surface: #FFFFFF;--surface-sage: #EEF1EC;--text: #16241D;--text-soft: #55615A;--text-faint: #8A938C;--line: #E7E2D7;--line-strong: #D7D1C2;--accent: #0B5C44;--accent-press: #094a37;--accent-tint: #E5EFEA;--panel: #0B4F3B;--panel-2: #0A4233;--gold: #C2922B;--gold-bright: #E7BE56;--clay: #B0552F;--radius: 16px;--radius-sm: 10px;--radius-lg: 22px;--maxw: 1120px;--ff-display: "Bricolage Grotesque", "Hanken Grotesk", system-ui, sans-serif;--ff-body: "IBM Plex Sans", system-ui, -apple-system, sans-serif;--ff-mono: "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, monospace}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--ff-body);background:var(--ground);color:var(--text);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{max-width:100%;display:block}a{color:var(--accent);text-decoration:none}a:hover{color:var(--accent-press)}h1,h2,h3{font-family:var(--ff-display);font-weight:700;line-height:1.06;letter-spacing:-.02em;margin:0;color:var(--text)}.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}.wrap-narrow{max-width:760px}.eyebrow{font-family:var(--ff-mono);font-size:.72rem;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin:0 0 10px}.tnum{font-variant-numeric:tabular-nums;font-feature-settings:"tnum"}.site-header{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--ground) 86%,transparent);backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid var(--line)}.site-header .container{display:flex;align-items:center;justify-content:space-between;height:64px}.wordmark{display:inline-flex;align-items:baseline;gap:2px;font-family:var(--ff-display);font-weight:700;font-size:1.32rem;letter-spacing:-.03em;color:var(--text)}.wordmark:hover{color:var(--text)}.wordmark .rupee{display:inline-grid;place-items:center;width:1.55rem;height:1.55rem;margin-right:6px;background:var(--accent);color:#fff;border-radius:7px;font-size:.95rem;transform:translateY(2px)}.wordmark .paisa{color:var(--accent)}.nav{display:flex;gap:6px}.nav a{font-size:.92rem;font-weight:500;color:var(--text-soft);padding:7px 12px;border-radius:99px}.nav a:hover{color:var(--accent);background:var(--accent-tint)}@media(max-width:680px){.nav{gap:2px}.nav a{padding:7px 9px;font-size:.86rem}.nav a.nav-extra{display:none}}.site-footer{margin-top:84px;border-top:1px solid var(--line);background:var(--surface)}.site-footer .container{padding-top:44px;padding-bottom:36px}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}@media(max-width:760px){.foot-grid{grid-template-columns:1fr 1fr;gap:26px}}.site-footer h4{font-family:var(--ff-mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--text-faint);margin:0 0 12px;font-weight:500}.site-footer a{display:block;color:var(--text-soft);font-size:.92rem;margin-bottom:8px}.site-footer a:hover{color:var(--accent)}.foot-legal{margin-top:32px;padding-top:20px;border-top:1px solid var(--line);font-size:.82rem;color:var(--text-faint)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:600;cursor:pointer;border:0;background:var(--accent);color:#fff;padding:12px 20px;border-radius:99px;transition:background .15s,transform .15s}.btn:hover{background:var(--accent-press);color:#fff;transform:translateY(-1px)}.btn-ghost{background:transparent;color:var(--text);border:1px solid var(--line-strong)}.btn-ghost:hover{background:var(--surface-sage);color:var(--text)}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius)}.section-head{margin:0 0 6px}.section-sub{color:var(--text-soft);margin:0 0 24px}.field{display:block;margin-bottom:22px}.field:last-child{margin-bottom:0}.field-top{display:flex;align-items:baseline;justify-content:space-between;gap:10px;margin-bottom:9px}.field-label{font-size:.9rem;font-weight:600;color:var(--text)}.field-hint{font-size:.78rem;color:var(--text-faint)}.inputwrap{position:relative;display:flex;align-items:center}.inputwrap .affix{position:absolute;left:13px;font-family:var(--ff-mono);font-weight:500;color:var(--text-soft);pointer-events:none}.inputwrap .affix-r{left:auto;right:13px}.inputwrap.has-affix input{padding-left:30px}.inputwrap.has-affix-r input{padding-right:42px}input[type=number],input[type=text],select{width:100%;font-family:var(--ff-mono);font-size:1rem;font-weight:500;padding:12px 13px;border:1px solid var(--line-strong);border-radius:var(--radius-sm);background:var(--surface);color:var(--text);-moz-appearance:textfield}select{font-family:var(--ff-body);font-weight:500}input:focus,select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-tint)}input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:4px;margin-top:14px;background:var(--line-strong);border-radius:99px;cursor:pointer}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--accent);border:3px solid #fff;box-shadow:0 1px 4px #0b4f3b59;cursor:grab}input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--accent);border:3px solid #fff;cursor:grab}.seg-toggle{display:inline-flex;background:var(--surface-sage);border-radius:99px;padding:4px;gap:2px}.seg-toggle button{font:inherit;font-weight:600;font-size:.9rem;border:0;background:transparent;color:var(--text-soft);padding:8px 16px;border-radius:99px;cursor:pointer}.seg-toggle button.on{background:var(--surface);color:var(--accent);box-shadow:0 1px 3px #16241d14}.calc-head{margin:14px 0 26px}.calc-head h1{font-size:clamp(1.9rem,4vw,2.7rem);margin-bottom:8px}.calc-head p{color:var(--text-soft);font-size:1.05rem;max-width:620px;margin:0}.calc-grid{display:grid;grid-template-columns:1fr 1.02fr;gap:18px;align-items:start}@media(max-width:860px){.calc-grid{grid-template-columns:1fr}}.inputs{padding:26px}.result{background:radial-gradient(120% 90% at 100% 0%,color-mix(in srgb,var(--panel) 70%,#0e6b50) 0%,transparent 55%),var(--panel);color:#eaf3ee;border-radius:var(--radius);padding:28px;position:sticky;top:84px}@media(max-width:860px){.result{position:static}}.result-label{font-family:var(--ff-mono);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:#8fbca9;margin:0 0 6px}.result-figure{font-family:var(--ff-mono);font-weight:600;font-variant-numeric:tabular-nums;font-size:clamp(2.3rem,6.5vw,3.4rem);letter-spacing:-.02em;line-height:1;margin:0;color:#fff}.result-rows{margin-top:24px;display:grid;gap:1px;background:color-mix(in srgb,#fff 12%,transparent);border-radius:12px;overflow:hidden}.result-rows>div{display:flex;align-items:center;justify-content:space-between;background:var(--panel);padding:13px 15px}.result-rows span{color:#a9cdbe;font-size:.9rem}.result-rows b{font-family:var(--ff-mono);font-weight:600;font-variant-numeric:tabular-nums;font-size:1.02rem;color:#fff}.result-rows .gain b{color:var(--gold-bright)}.result-rows .out b{color:#e9a982}.splitbar{display:flex;height:9px;border-radius:99px;overflow:hidden;margin-top:22px;background:var(--gold-bright)}.splitbar .seg-a{background:color-mix(in srgb,#fff 80%,var(--panel));height:100%;transition:width .4s ease}.splitkey{display:flex;justify-content:space-between;margin-top:9px;font-size:.76rem;color:#9fc4b5}.splitkey .k-gain{color:var(--gold-bright)}.splitkey b{font-weight:600}.fineprint{font-size:.78rem;color:var(--text-faint);margin-top:12px}.compare{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:540px){.compare{grid-template-columns:1fr}}.regime{padding:20px;border-radius:var(--radius);border:1px solid var(--line);background:var(--surface);transition:border-color .15s}.regime.win{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-tint)}.regime .r-name{font-family:var(--ff-mono);font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--text-faint);margin:0}.regime .r-fig{font-family:var(--ff-mono);font-weight:600;font-variant-numeric:tabular-nums;font-size:1.7rem;margin:6px 0 14px}.regime.win .r-fig{color:var(--accent)}.regime .r-rows{display:grid;gap:6px;font-size:.85rem;color:var(--text-soft)}.regime .r-rows div{display:flex;justify-content:space-between}.recommend{background:var(--accent-tint);border:1px solid color-mix(in srgb,var(--accent) 25%,transparent);border-radius:var(--radius-sm);padding:13px 16px;margin-bottom:14px;font-size:.95rem;color:var(--text)}.recommend b{color:var(--accent)}.faq{max-width:760px;margin-top:56px}.faq h2{font-size:1.5rem;margin-bottom:8px}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-family:var(--ff-mono);color:var(--accent);font-size:1.25rem;transition:transform .2s}.faq details[open] summary:after{transform:rotate(45deg)}.faq details p{color:var(--text-soft);margin:10px 0 0}.tool-group{margin-top:40px}.tool-group-head{display:flex;align-items:baseline;gap:12px;margin-bottom:14px}.tool-group-head h2{font-size:1.15rem}.tool-group-head .count{font-family:var(--ff-mono);font-size:.78rem;color:var(--text-faint)}.tool-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(248px,1fr));gap:12px}.tool{display:flex;gap:14px;align-items:flex-start;padding:17px 18px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);transition:border-color .15s,transform .15s,box-shadow .15s}.tool:hover{border-color:color-mix(in srgb,var(--accent) 40%,var(--line));transform:translateY(-2px);box-shadow:0 8px 24px #16241d12;color:var(--text)}.tool-ic{flex-shrink:0;width:40px;height:40px;border-radius:11px;background:var(--accent-tint);color:var(--accent);display:grid;place-items:center}.tool-ic svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.tool-name{font-weight:600;font-size:.98rem;margin:1px 0 3px;color:var(--text)}.tool-desc{font-size:.85rem;color:var(--text-soft);margin:0;line-height:1.45}.related{margin-top:56px}.related h2{font-size:1.3rem;margin-bottom:16px}.ad-slot{margin:30px 0;min-height:100px;border:1px dashed var(--line-strong);border-radius:var(--radius-sm);display:grid;place-items:center;color:var(--text-faint);font-family:var(--ff-mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}